Category : Credit

Finally reaching the point where you have positive cash flow to be able to choose to pay off your debt or invest is never a...

What is a Credit Inquiry or a Credit Pull? A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely...

In light of new massive data hacks coming out seemingly every week, I wanted to dive a little bit deeper in to one specific proactive...

How Do you Get Approved for Credit Without a Long Credit History? This question comes from a reader who has been unable to get a...

Want to take a bit of the sting out of paying taxes? Good news. You can easily and quickly pay taxes with a credit card...

If you’ve recently been denied when applying for credit, it’s now a whole lot easier to find out why.   Under final rules issued by...

New Technology Does Not Come Cheap Being an early mover on the latest technological gadgets can be exciting, get you attention (both good and bad),...

Do you have an old credit card just sitting unused in your wallet, sock drawer, or wherever you keep credit cards that has left you...

The average credit card APR these days is ~17.69% (with many north of 20%).   Actually, with monthly compounding balances, the effective APR is almost...

How to Improve your Credit Score Building, improving, and maintaining your credit score can seem like a daunting task, especially when you’re not particularly sure...