Personal Finance

Band-Aids Don’t Fix Bullet Holes


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Summary of Episode 15:

Featured Song: Taylor Swift – Bad Blood ft. Kendrick Lamar

For OFWs, if you really want to someday come back home, then you have to think about how you can replace your current income. (2:38)

Many OFWs feel guilty about not being able to spend time with their growing children because they’re working overseas. So, to make up for their absence, they shower them with expensive gifts, and overspend whenever they’re home. (4:03)

There’s nothing wrong with spending for your loved ones, but it’s also important to stay within what you can afford. (4:32)

Money is a tool. And we can use it to help solve a lot of things. (5:07)

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Using money to find a temporary quick fix and failing to address the real problem, that’s a mistake that I’ve also made before. (7:04)

I can spend thousands of pesos on gym memberships, and even buy the best shoes and exercise equipment — but all of those will just be a waste of money if I don’t deal with the real issue here, which is I didn’t consider my health a priority. (8:34)

If there’s one thing we’ve learned today, it’s that we should stop spending unnecessarily on things that only fix problems temporarily. (10:20)

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